About PayGo
WHAT IS PAYGO?
A payment processing service that enables financial transactions to be securely completed between any Member Financial Institutions, customers or merchants across a wide variety of traditional and digital channels.
“PayGo enables Mobile Payments”
WHO IS PAYGO FOR?
Our initial participants will be select FI’s – Issuers who have an active mobile customer base, and Acquirers (whose customers are merchants), and MSP’s.
Issuers & Acquirers
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MSP's
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Merchants
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Customers
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HOW TO USE PAYGO?
Smart Phone Applications
You will be able to access the payment solution via your current mobile banking application, WhatsApp or USSD shortcode.
Merchant Locations
Your current merchants will able to display PayGo Accepted Here signage and various other PayGo merchandise.
Online
Your current merchants will be added to a PayGo directory of available payment points via various online channels.
Static QR Codes
Static codes are “PayGoID’s” that identify a person, merchant, or any other function.
Suitable for Brick and Mortar Merchants such as SME Retailers & Hospitality
Dynamic QR Codes
Dynamic codes are “PayGoID’s” that embed the payment information, amount, narration, cuvrrency, etc. These are usually allocated to individual payments.
Suitable for Large Retail Enterprise, eCommerce, and Bill Presentment
Dynamic Codes are the most convenient for the customer and merchant alike.
INTEGRATions
PayGo integrates directly into your current banking systems, with added ISO Standard security measures that is targeted at being completely interoperable with all Financial Institutes throughout your region in Africa.
Merchant Service Providers
MSP’s
MSP’s are the key to scalability, an entity who partners with one or more Acquirer’s and can provide rapid scalability to any PayGo member.
- Enabling eCommerce & mCommerce for any associated FI’s,
- MSP’s can in their own right maintain merchant relationships providing Merchant Aggregation.
- Provide a layer to the FI’s to enable their existing merchants without modification to existing payment infrastructure.
- Access to whole market segments.